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Better Credit starts here.

Canadians have paid too much for too long to expensive short-term lenders. Finally, there is a better option.

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Terms That Work for You

Choose the time you need to pay your loan: 6 months, 2 years or anything in between. It is up to you.

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A Loan You Can Afford

While payday lenders charge up to 600%, our APR is 47% or less, which is a competitive rate to other unsecured term loan companies. Make the switch and you will save a fortune.

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No Hidden Fees

There is nothing to hide here. You will always know what you are paying when you borrow from us.

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End the Payday Loan Cycle

With much lower rates and more time to pay, you can finally get off the payday loan treadmill.

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Good, Bad or No Credit

Approvals are based on employment and verifiable income, unlike the traditional method of credit score used by the banks. We approve customers with good, bad or no credit at all.

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Easy and Hassle Free

Your loan can be approved within hours of your application being received. Once approved, the funds are transferred electronically into your bank account the next business day.

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Trusted Direct Lender

We are the lender. There are no brokers, no middlemen, no tricky fine print.

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BBB Accredited

We take our reputation seriously and are accredited by the Better Business Bureau.

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How It Works

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Apply Online

Anytime from any device.

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Get Approved

You will hear from us right away.

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Get Funded

Receive your loan by direct deposit.

Latest Blog Posts

Our Team

Joel, Loan Advisor
Senior Loan Advisor
Joel
Joel is a senior loans adviser and underwriter at Creditloans Canada. He brings over 10 years of experience from VanCity Credit Union.
Matt, Loan Advisor
Senior Loan Advisor
Matt
Matt is a senior loans adviser and underwriter at Creditloans Canada. He comes with prior banking experience at G&F Financial.
Lena, Loan Support
Loan Support
Lena
Lena was the first employee at Creditloans Canada back in September 2013! She graduated from the UBC with a degree in Psychology in 2009 and is currently pursuing an education in Human Resources.
Alyona, Loan Support
Loan Support
Alyona
Aly is as an underwriter and analyst with Creditloans Canada. She graduated from SFU with a degree in Economics and worked at TD Canada Trust prior to joining Creditloans Canada.
Roni
Client Relations
Roni
Roni is our customer relations representative and primarily deals with our active customers and their banking requests.
Scott
Accounting
Scott
Scott handles the day-to-day accounting operations for Creditloans Canada. Currently working on completion of his CPA designation, Scott brings over 10 years accounting experience to the team from a variety of different backgrounds.