Chances are, you’ve heard of payday loans before. Advertisements promoting these loans are everywhere, but do you know what they actually entail? A payday loan – also known as payday advances, cash advance loans, check advance loans, deferred deposit loans, and post-dated check loans – is a loan that helps you with any short-term financial..
Most people order a credit report in order to get their credit score. Your credit score can determine a number of things, including what your financial situation is, whether or not it can be improved, and what consequences that will have on your personal financial plan. But your credit report actually contains much more information..
Saving money can be difficult as it is, but hidden bank fees can make this goal even harder. It can be something as small as using an ATM that isn’t affiliated with your own bank, but these fees can really add up. We’ve gathered a few of the most common fees that you can easily..
Saving money can be hard sometimes, especially when you’re living in a city that’s notorious for being expensive. We asked a Vancouver local how she managed to save $1,000 just by paying attention to where her money goes. Learn about how she did it: My name is Sarah, and I’m an office assistant who works..
Saving money can be hard for some. Financial goals can be daunting to set, but with the right short-term goals, you can make a big difference with the amount of money you can save. In order to help you make the most out of your money, here are five easy ways to help you save..
Knowing your credit score is important, as that number can affect your life. From whether or not you can get your mortgage approved, a car loan, credit card or you land that job. This is not to be confused with your credit report. A credit report is comprised of all of your personal financial history..
When it comes to prepaid credit cards, they offer many benefits, including ensuring that you won’t overspend because—that’s right—they’re prepaid. While they are spent like credit cards, they actually function more like debit cards because you are spending your own money by loading the card yourself. Another way of thinking about prepaid credit cards is..
Your credit score is important. It’s a reflection of your financial health at a specific time, and it’s also a crucial piece of information for any potential lender, with the score representing the risk you represent for them. Your credit score can determine a number of things, like whether or not you can start a..
Prepare the novelty hats and sparkling beverages, because 2016 is on its way out. While many of us have felt like the year (at least in popular culture) has just been one piece of bad news after the other, the end of the calendar provides an excellent opportunity to make new plans, organize yourself, and..
A deeply concerning story was published on CBC News’ “Go Public” consumer affairs section yesterday, detailing the experience of a woman in a Loblaw’s grocery store who was unwittingly signed up for a credit card under the auspices of a third party sales organization connected to President’s Choice Financial, whose representatives posed to look as..