Understanding Your Credit Report

Most people order a credit report in order to get their credit score. Your credit score can determine a number of things, including what your financial situation is, whether or not it can be improved, and what consequences that will have on your personal financial plan. But your credit report actually contains much more information..

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What is a prepaid credit card?

When it comes to prepaid credit cards, they offer many benefits, including ensuring that you won’t overspend because—that’s right—they’re prepaid. While they are spent like credit cards, they actually function more like debit cards because you are spending your own money by loading the card yourself. Another way of thinking about prepaid credit cards is..

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Year-End Financial Planning Tips

Prepare the novelty hats and sparkling beverages, because 2016 is on its way out. While many of us have felt like the year (at least in popular culture) has just been one piece of bad news after the other, the end of the calendar provides an excellent opportunity to make new plans, organize yourself, and..

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The Hidden Credit Card

A deeply concerning story was published on CBC News’ “Go Public” consumer affairs section yesterday, detailing the experience of a woman in a Loblaw’s grocery store who was unwittingly signed up for a credit card under the auspices of a third party sales organization connected to President’s Choice Financial, whose representatives posed to look as..

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