The word “budget” can instill quite a bit of fear in some people as it is often seen as a daunting and, at times, tedious task. Budgeting, however, is one of those skills that will help you have better control over your life, which makes it an incredibly vital thing to master. Not only will..
So you’re looking to put some money away—that’s excellent! There are a number of options for your investments, including Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Account (TFSAs), two of the most popular ways to save for the future. While they both are terrific saving and investing tools that help you grow your money..
It’s almost that time of the year again: tax season. Paying your taxes isn’t the most exciting thing to do. This annual task, requiring meticulous research, filing forms, paying your accounts or spending the time yourself, and leaving you at least a few hundred dollars short. Sometimes, it can leave one wondering what’s the point..
With Valentine’s Day just around the corner, it’s time to think about what to do for your significant other. Unfortunately, because it’s an event that’s so popularly celebrated, going out for the evening can set you back quite a few dollars. So instead of doing the usual dinner and a movie, perhaps you can do..
Cosigning a loan means that you will be paying off someone’s loan if he or she fails to make payments for any reason. People often look for a cosigner when they cannot get approved for a loan of a specific amount. Though helping someone you care about through their financial difficulties is a kind and..
When money is tight, making ends meet can seem like a daunting task. Thankfully, there are many opportunities to earn some extra cash nowadays. In addition to your main source of income, these side hustles can generate quite a bit of money if you manage your time right. The biggest question mark is figuring out..
Healthy financial practices should start at an early age. Understanding how to spend and save your allowance during your adolescent years are the building blocks to spending wisely as an adult. But because some may not have had the same financial teachings imparted on them, they might be at risk of committing some money-related mistakes..
When you have poor or no credit, borrowing money can be an enormous undertaking. To a financial institution or bank, poor credit health implies that you may not be able to repay a loan. This may make you an unlikely candidate and even a high-risk borrower because loaning to those with poor or no credit..
When faced with poor credit, it’s natural to want to remedy that as soon as possible. Credit repair companies claim to do just that for you, which can make it extremely tempting for you to use their services. But do they actually work? And if so, are there any catches? Credit repair companies are, in..
I’ve been living in Toronto all my life, but there’s something about the cold that I’ll just never get used to. The second that cold front hits, I’m immediately hoping to go somewhere exotic. I want to be on the beach, in my bathing suit, wearing sunglasses, holding a nice book, without a single care..