Saving money can be hard for some. Financial goals can be daunting to set, but with the right short-term goals, you can make a big difference with the amount of money you can save. In order to help you make the most out of your money, here are five easy ways to help you save..
Knowing your credit score is important, as that number can affect your life. From whether or not you can get your mortgage approved, a car loan, credit card or you land that job. This is not to be confused with your credit report. A credit report is comprised of all of your personal financial history..
When it comes to prepaid credit cards, they offer many benefits, including ensuring that you won’t overspend because—that’s right—they’re prepaid. While they are spent like credit cards, they actually function more like debit cards because you are spending your own money by loading the card yourself. Another way of thinking about prepaid credit cards is..
Your credit score is important. It’s a reflection of your financial health at a specific time, and it’s also a crucial piece of information for any potential lender, with the score representing the risk you represent for them. Your credit score can determine a number of things, like whether or not you can start a..
Prepare the novelty hats and sparkling beverages, because 2016 is on its way out. While many of us have felt like the year (at least in popular culture) has just been one piece of bad news after the other, the end of the calendar provides an excellent opportunity to make new plans, organize yourself, and..
A deeply concerning story was published on CBC News’ “Go Public” consumer affairs section yesterday, detailing the experience of a woman in a Loblaw’s grocery store who was unwittingly signed up for a credit card under the auspices of a third party sales organization connected to President’s Choice Financial, whose representatives posed to look as..
Credit monitoring agency TransUnion has released its latest report on the state of Canadian financial health, and finds that for the most part, year-over-year levels of household debt in Canada have continued on their upward swing – and have now reached a milestone that has some lending experts voicing their concern, as debt growth also..
As of today, students with outstanding loans taken out to help fund their educational growth are subject to a new set of rules and regulations aimed at making student loan payments easier and reducing the impact of debt on personal financial health. Under the old rules, single people had to start paying back Canada Student Loans..
If you have ever found yourself in a tight spot financially and in need of a quick fix, you may have considered turning to members of your family or even your closest acquaintances to arrange a loan. In fact, recent research by Royal Bank has indicated that 78% of Canadians have lent or borrowed over..
The holidays are a time to reconvene, reflect and celebrate. And yet, for many, they also mark one of the year’s most stressful financial periods, due to the often increased levels of holiday spending brought on by the search for gifts, time spent travelling or vacationing, the preparation and planning of events with family and..