I’ve been living in Toronto all my life, but there’s something about the cold that I’ll just never get used to. The second that cold front hits, I’m immediately hoping to go somewhere exotic. I want to be on the beach, in my bathing suit, wearing sunglasses, holding a nice book, without a single care..
When it comes to personal finance, everyone’s an expert. There are so many rules to adhere to and tips to check out, it can be somewhat overwhelming. But in the world of finance, there’s a little well-known secret that some experts swear by. It’s a way to help you save money. Unfortunately, it can also..
Let’s say you took out a loan and then you come across a sum of money that allows you to cover the debt for which you had taken out that loan for, and now you don’t need that loan anymore. Or perhaps you’ve found someone who has offered you a loan with better terms. What..
The cost of post-secondary education has been increasing over the past few decades, and while some believe that you can’t put a price on education, it seems like many institutions have – and with some hefty price tags at that. According to CIBC, the average cost of schooling in Canada can be as high as..
It seems intuitive that in paying off your credit card bill, your credit score shouldn’t be negatively affected because you will no longer carry debt in your name. And this is generally true: your credit will probably improve, as a significant portion of your credit score is determined by how much money you owe. The..
Saving money doesn’t mean that you don’t deserve a little vacation. With the proper budgeting, you can plan a fulfilling and memorable trip. Some destinations, though, even with penny-pinching habits, can be hard to explore if you aren’t comfortable with spending a lot. So, to help you make the most out of your holiday this..
The holidays can be a difficult time for many. With gift exchanges, family and friend gatherings, and other such obligations, the season can make it hard for one to save. Luckily, there are things that you can do to avoid spending money that won’t keep you from fun, holiday events. Here are a few ways..
Emergencies are a part of life, and they can make things difficult—especially financially—when they arise. Unexpected curveballs can really do damage to your bank account, and if you don’t usually budget for emergencies, then you may be in some trouble. Thankfully, there are certain things that you can do to alleviate the financial stress, even..
Vancouver can be an expensive place to live in, especially when you eat out every day. Luckily, it’s also filled with delicious and affordable places that are perfect for lunch, which means that you can work hard on saving more money without having to sacrifice your taste buds. Here are the best lunch spots in..
Having poor credit can be troublesome, as it can have a tremendous negative effect on your life. With poor credit, you may not be able to get a credit card, receive a loan, or in some cases, land a job because of it. While building your credit back up is possible, it usually takes some..